✦18K GOLD VERMEIL✦ A premium offering of our best selling styles, our vermeil jewelry is made with a solid s925 sterling silver base and plated in 18K gold that is 10x thicker than the industry standard 'plated gold'. Vermeil is a very durable, hypoallergenic material, made to last. This Womens Cross Shape Faith Necklace is Crafted from Hand Selected AAAAA Quality Cubic Zirconia and Plated in 14K Gold ✦ 90-DAY GUARANTEE ✦ Your happiness is our number one priority. To ensure your complete satisfaction, we offer a hassle-free 90-Day money-back guarantee. To get in touch, email or chat with us - a member of our team will be happy to help you. ✦ SUSTAINABILITY ✦ We’re committed to protecting the planet. That’s why every piece of PAVOI jewelry is crafted with 100% recycled materials and we package in 99% recycled and compostable materials. We are proudly carbon-neutral and completely offset our plastic consumption by removing over 275,000 plastic bottles from our ocean annually. Learn more about our sustainability efforts here. ✦ PROUDLY AMERICAN-OWNED ✦